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Term deposit

Bigbank — Festgeld (top advertised rate)

🇩🇪 DE · Term deposit · term varies — confirm with bank · EUR

3.50% live

Annual rate (p.a.). Last updated 2026-09-17 06:02:13. Conditions: Headline "bis zu" Festgeld rate from Bigbank's own German page; the term that earns it varies — confirm tenor & conditions with the bank..

Provider page ↗ · Protection: Estonian deposit guarantee scheme (passported into the EEA), up to €100,000 per depositor.

About this rate

A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.

We re-check Bigbank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Germany or the full board.

Rate history

DateRateSource
2026-09-17 06:02:133.50%live
2026-08-27 06:01:533.25%live
2026-06-21 10:32:583.20%live