Term deposit
Bigbank — Festgeld (top advertised rate)
🇩🇪 DE · Term deposit · term varies — confirm with bank · EUR
Annual rate (p.a.). Last updated 2026-09-17 06:02:13. Conditions: Headline "bis zu" Festgeld rate from Bigbank's own German page; the term that earns it varies — confirm tenor & conditions with the bank..
Provider page ↗ · Protection: Estonian deposit guarantee scheme (passported into the EEA), up to €100,000 per depositor.
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check Bigbank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Germany or the full board.
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Rate history
| Date | Rate | Source |
|---|---|---|
| 2026-09-17 06:02:13 | 3.50% | live |
| 2026-08-27 06:01:53 | 3.25% | live |
| 2026-06-21 10:32:58 | 3.20% | live |