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Sorted highest-first. Click any row for rate history. Updated 2026-10-30.

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Provider / product Type Term Market Rate (p.a.) Source
Conto Deposito (top advertised rate)
Term deposit varies 🇮🇹 IT 4.00% live
Rendimax Conto Deposito 12 mesi
Term deposit 1y 🇮🇹 IT 4.00% live
Festgeld (top advertised rate)
Term deposit varies 🇩🇪 DE 3.60% live
Festgeld (top advertised rate)
Term deposit varies 🇩🇪 DE 3.55% live
Depósito Plazo Fijo 12m
Term deposit 1y 🇪🇸 ES 3.25% live
Festgeld+ (top rate)
Term deposit varies 🇪🇺 EU 3.24% live
12-month Festgeld
Term deposit 1y 🇩🇪 DE 3.20% live
Treasury Certificate ~12-month
Government T-bill 1y 🇧🇪 BE 3.17% live
Easy Savings
Easy-access savings instant 🇳🇱 NL 3.11% live
Schatz (2-year Bund note) yield
Bond 2y 🇩🇪 DE 3.09% live
Letra del Tesoro 12-month
Government T-bill 1y 🇪🇸 ES 3.03% live
12-month Festgeld
Term deposit 1y 🇩🇪 DE 3.00% live
1-jaarsdeposito
Term deposit 1y 🇳🇱 NL 2.85% live
BTF 3-month
Government T-bill 3m 🇫🇷 FR 2.79% live
12-month Festgeld
Term deposit 1y 🇩🇪 DE 2.75% live
12-month Festgeld
Term deposit 1y 🇩🇪 DE 2.70% live
Best term deposit
Term deposit varies 🇱🇹 LT 2.70% stale
Scalable Overnight (cash)
Easy-access savings instant 🇪🇺 EU 2.60% live
12-month Compte à terme
Term deposit 1y 🇫🇷 FR 2.55% live
12-month Festgeld
Term deposit 1y 🇩🇪 DE 2.50% live
Best term deposit
Term deposit varies 🇪🇪 EE 2.50% live
Cash interest
Easy-access savings instant 🇪🇺 EU 2.50% live
Deposito Sparen 1 jaar
Term deposit 1y 🇳🇱 NL 2.40% live
Livret +
Easy-access savings instant 🇫🇷 FR 1.80% live
Instant Savings
Easy-access savings instant 🇪🇺 EU 1.50% live
Interest (EUR)
Easy-access savings instant 🇪🇺 EU 1.20% live
Tagesgeld
Easy-access savings instant 🇩🇪 DE 1.00% live
Extra-Konto (Tagesgeld)
Easy-access savings instant 🇩🇪 DE 0.75% live

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