Term deposit

Distingo Bank — 12-month Compte à terme

🇫🇷 FR · Term deposit · 1y term · EUR

2.35% live

Annual rate (p.a.). Last updated 2026-06-21 09:14:51. Conditions: Headline 1-year rate from Distingo Bank's own Compte à terme page; confirm conditions with the bank..

Provider page ↗ · Protection: French deposit guarantee (FGDR), up to €100,000 per depositor.

About this rate

A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.

We re-check Distingo Bank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in France or the full board.

Rate history

Rate history builds as we track this product over time — 1 data point so far.

Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.