YieldMeister YieldMeister

← All rates

Term deposit

Banca Ifis — Rendimax Conto Deposito 12 mesi

🇮🇹 IT · Term deposit · 1y term · EUR

4.00% live

Annual rate (p.a.). Last updated 2026-10-09 06:02:05. Conditions: Gross 12-month vincolato rate with interest paid at maturity (posticipato) from Banca Ifis's own page; confirm conditions with the bank..

Provider page ↗ · Protection: Italian deposit guarantee (FITD), up to €100,000 per depositor.

About this rate

A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.

We re-check Banca Ifis's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Italy or the full board.

Free rate alert

Email me when Banca Ifis's term deposit rates change

One email on the day a rate moves — no newsletter, no affiliate offers. Unsubscribe in one click.

Rate history

Rate history builds as we track this product over time — 2 data points so far.

Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.