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Easy-access savings

N26 — Instant Savings

🇪🇺 EU · Easy-access savings · instant access · EUR

1.50% stale

Annual rate (p.a.). Last updated 2026-06-16 01:17:18. Conditions: Instant access.

Provider page ↗ · Protection: DGS €100k (DE)

About this rate

An easy-access (instant) savings rate is the annual interest paid on money you can withdraw at any time. It is variable: the provider can change it whenever its own funding costs or the ECB deposit rate move, so the figure above is what applies today, not a guarantee. Promotional rates often apply only for a few months or up to a balance cap — check the conditions before moving cash.

We re-check N26's own published page every day and only record a new data point when the rate changes. Compare it with other easy-access savings rates in Europe or the full board.

Rate history

Rate history builds as we track this product over time — 1 data point so far.

Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.