Term deposit

pbb direkt — 12-month Festgeld

🇩🇪 DE · Term deposit · 1y term · EUR

1.50% live

Annual rate (p.a.). Last updated 2026-09-27 06:01:26. Conditions: Nominal 1-year EUR Festgeld rate from pbb direkt's own page; confirm conditions with the bank..

Provider page ↗ · Protection: German deposit guarantee scheme (EdB), up to €100,000 per depositor; plus the private banks' voluntary fund.

About this rate

A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.

We re-check pbb direkt's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Germany or the full board.

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Rate history

Rate history builds as we track this product over time — 1 data point so far.

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