YieldMeisterTerm deposit
Santander Consumer Bank — 12-month Festgeld
🇩🇪 DE · Term deposit · 1y term · EUR
Annual rate (p.a.). Last updated 2026-10-08 06:02:02. Conditions: 1-year Festgeld rate from Santander's own page; minimum deposit applies — confirm conditions with the bank..
Provider page ↗ · Protection: German deposit guarantee scheme (EdB), up to €100,000 per depositor; plus the private banks' voluntary fund.
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check Santander Consumer Bank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Germany or the full board.
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Rate history
Rate history builds as we track this product over time — 2 data points so far.
Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.