Easy-access savings
Scalable Capital — Scalable Overnight (cash)
🇪🇺 EU · Easy-access savings · instant access · EUR
Annual rate (p.a.). Last updated 2026-10-07 06:01:13. Conditions: Tiered by subscription plan.
Provider page ↗ · Protection: DGS €100k (DE)
About this rate
An easy-access (instant) savings rate is the annual interest paid on money you can withdraw at any time. It is variable: the provider can change it whenever its own funding costs or the ECB deposit rate move, so the figure above is what applies today, not a guarantee. Promotional rates often apply only for a few months or up to a balance cap — check the conditions before moving cash.
We re-check Scalable Capital's own published page every day and only record a new data point when the rate changes. Compare it with other easy-access savings rates in Europe or the full board.
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Rate history
| Date | Rate | Source |
|---|---|---|
| 2026-10-07 06:01:13 | 2.60% | live |
| 2026-09-18 06:02:31 | 3.25% | live |
| 2026-09-01 06:01:15 | 2.60% | live |
| 2026-06-16 01:17:19 | 2.50% | live |