YieldMeisterTerm deposit
SME Bank — Best term deposit
🇱🇹 LT · Term deposit · term varies — confirm with bank · EUR
Annual rate (p.a.). Last updated 2026-06-21 10:32:58. Conditions: Highest term-deposit rate published on SME Bank's own page; tenor varies — confirm with the bank..
Provider page ↗ · Protection: Lithuanian deposit guarantee scheme (VĮ Indėlių ir investicijų draudimas), up to €100,000 per depositor.
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check SME Bank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Lithuania or the full board.
Rate history
Rate history builds as we track this product over time — 1 data point so far.
Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.