YieldMeisterTerm deposit
SWK Bank — Festgeld (top advertised rate)
🇩🇪 DE · Term deposit · term varies — confirm with bank · EUR
Annual rate (p.a.). Last updated 2026-09-09 06:01:28. Conditions: Headline top Festgeld rate from SWK Bank's own page; the term that earns it varies — confirm tenor & conditions with the bank..
Provider page ↗ · Protection: German deposit guarantee scheme (EdB), up to €100,000 per depositor.
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check SWK Bank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Germany or the full board.
Rate history
Rate history builds as we track this product over time — 2 data points so far.
Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.