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Easy-access savings

Wise — Interest (EUR)

🇪🇺 EU · Easy-access savings · instant access · EUR

0.99% live

Annual rate (p.a.). Last updated 2026-07-31 06:01:28. Conditions: Gross rate; 0.26% annual fee applies.

Provider page ↗ · Protection: MMF (BlackRock ICS Euro)

About this rate

An easy-access (instant) savings rate is the annual interest paid on money you can withdraw at any time. It is variable: the provider can change it whenever its own funding costs or the ECB deposit rate move, so the figure above is what applies today, not a guarantee. Promotional rates often apply only for a few months or up to a balance cap — check the conditions before moving cash.

We re-check Wise's own published page every day and only record a new data point when the rate changes. Compare it with other easy-access savings rates in Europe or the full board.

Rate history

DateRateSource
2026-07-31 06:01:280.99%live
2026-07-30 06:00:411.93%live
2026-07-28 06:01:320.99%live
2026-07-22 06:01:021.93%live
2026-07-21 06:01:010.99%live
2026-07-16 06:01:051.98%live
2026-07-15 06:01:210.99%live
2026-07-12 06:01:561.86%live
2026-07-11 06:01:211.98%live
2026-07-10 06:01:390.99%live
2026-07-01 06:01:261.98%live
2026-06-30 06:01:540.80%live
2026-06-28 06:01:211.98%live
2026-06-16 01:17:201.80%live