Easy-access savings
Wise — Interest (EUR)
🇪🇺 EU · Easy-access savings · instant access · EUR
Annual rate (p.a.). Last updated 2026-07-31 06:01:28. Conditions: Gross rate; 0.26% annual fee applies.
Provider page ↗ · Protection: MMF (BlackRock ICS Euro)
About this rate
An easy-access (instant) savings rate is the annual interest paid on money you can withdraw at any time. It is variable: the provider can change it whenever its own funding costs or the ECB deposit rate move, so the figure above is what applies today, not a guarantee. Promotional rates often apply only for a few months or up to a balance cap — check the conditions before moving cash.
We re-check Wise's own published page every day and only record a new data point when the rate changes. Compare it with other easy-access savings rates in Europe or the full board.
Rate history
| Date | Rate | Source |
|---|---|---|
| 2026-07-31 06:01:28 | 0.99% | live |
| 2026-07-30 06:00:41 | 1.93% | live |
| 2026-07-28 06:01:32 | 0.99% | live |
| 2026-07-22 06:01:02 | 1.93% | live |
| 2026-07-21 06:01:01 | 0.99% | live |
| 2026-07-16 06:01:05 | 1.98% | live |
| 2026-07-15 06:01:21 | 0.99% | live |
| 2026-07-12 06:01:56 | 1.86% | live |
| 2026-07-11 06:01:21 | 1.98% | live |
| 2026-07-10 06:01:39 | 0.99% | live |
| 2026-07-01 06:01:26 | 1.98% | live |
| 2026-06-30 06:01:54 | 0.80% | live |
| 2026-06-28 06:01:21 | 1.98% | live |
| 2026-06-16 01:17:20 | 1.80% | live |