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Term deposit

Klarna — Festgeld+ (top rate)

🇪🇺 EU · Term deposit · term varies — confirm with bank · EUR

3.10% live

Annual rate (p.a.). Last updated 2026-08-01 06:01:11. Conditions: Headline up-to rate; longer terms pay more.

Provider page ↗ · Protection: DGS (SE)

About this rate

A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.

We re-check Klarna's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Europe or the full board.

Rate history

DateRateSource
2026-08-01 06:01:113.10%live
2026-07-04 06:01:143.05%live
2026-06-16 01:17:193.00%live