YieldMeisterTerm deposit
Klarna — Festgeld+ (top rate)
🇪🇺 EU · Term deposit · term varies — confirm with bank · EUR
Annual rate (p.a.). Last updated 2026-09-26 06:01:07. Conditions: Headline up-to rate; longer terms pay more.
Provider page ↗ · Protection: DGS (SE)
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check Klarna's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Europe or the full board.
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Rate history
| Date | Rate | Source |
|---|---|---|
| 2026-09-26 06:01:07 | 3.24% | live |
| 2026-08-01 06:01:11 | 3.10% | live |
| 2026-07-04 06:01:14 | 3.05% | live |
| 2026-06-16 01:17:19 | 3.00% | live |