YieldMeisterEurope · Term deposit
Best term deposit rates in Europe
Compare the highest term deposit rates in Europe right now — 16 products tracked, updated 2026-10-29, ranked strictly by rate. YieldMeister is affiliate-free: no provider pays for placement. The top rate we track in Europe is 4% p.a. at Cherry Bank.
Always confirm the current rate, conditions and deposit-guarantee scheme with the provider before depositing. In the EU, eligible bank deposits are protected up to €100,000 per person per bank under the national Deposit Guarantee Scheme.
live fetched from source & verified recently · stale couldn't re-verify in the last few days, treat with caution (a rate we can't re-verify for 30 days is taken off the board) · sample illustrative placeholder only
| Provider / product | Rate (p.a.) | Source |
|---|---|---|
|
Conto Deposito (top advertised rate)
|
4.00% | live |
|
Rendimax Conto Deposito 12 mesi
|
4.00% | live |
|
Festgeld (top advertised rate)
|
3.60% | live |
|
Festgeld (top advertised rate)
|
3.55% | live |
|
Depósito Plazo Fijo 12m
|
3.25% | live |
|
Festgeld+ (top rate)
|
3.24% | live |
|
12-month Festgeld
|
3.20% | live |
|
12-month Festgeld
|
3.00% | live |
|
1-jaarsdeposito
|
2.85% | live |
|
12-month Festgeld
|
2.75% | live |
|
12-month Festgeld
|
2.70% | live |
|
Best term deposit
|
2.70% | stale |
|
12-month Compte à terme
|
2.55% | live |
|
12-month Festgeld
|
2.50% | live |
|
Best term deposit
|
2.50% | live |
|
Deposito Sparen 1 jaar
|
2.40% | live |
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🇩🇪 Germany · 🇪🇪 Estonia · 🇪🇸 Spain · 🇫🇷 France · 🇮🇹 Italy · 🇱🇹 Lithuania · 🇳🇱 the Netherlands
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