YieldMeisterEurope · Term deposit
Best term deposit rates in Europe
Compare the highest term deposit rates in Europe right now — 9 products tracked, updated 2026-08-01, ranked strictly by rate. YieldMeister is affiliate-free: no provider pays for placement. The top rate we track in Europe is 3.5% p.a. at Cherry Bank.
Always confirm the current rate, conditions and deposit-guarantee scheme with the provider before depositing. In the EU, eligible bank deposits are protected up to €100,000 per person per bank under the national Deposit Guarantee Scheme.
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| Provider / product | Rate (p.a.) | Source |
|---|---|---|
|
Conto Deposito (top advertised rate)
|
3.50% | live |
|
Festgeld (top advertised rate)
|
3.20% | live |
|
Festgeld (top advertised rate)
|
3.10% | live |
|
Festgeld+ (top rate)
|
3.10% | live |
|
12-month Festgeld
|
2.81% | live |
|
Best term deposit
|
2.70% | live |
|
Best term deposit
|
2.50% | live |
|
Depósito Plazo Fijo 12m
|
2.50% | live |
|
12-month Compte à terme
|
2.35% | live |
By country
🇩🇪 Germany · 🇪🇪 Estonia · 🇪🇸 Spain · 🇫🇷 France · 🇮🇹 Italy · 🇱🇹 Lithuania
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