YieldMeisterTerm deposit
Openbank — Depósito Plazo Fijo 12m
🇪🇸 ES · Term deposit · 1y term · EUR
Annual rate (p.a.). Last updated 2026-10-09 06:01:21. Conditions: 2,25% TAE with income domiciliation; 1,25% base.
Provider page ↗ · Protection: FGD €100k (ES)
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check Openbank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Spain or the full board.
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Rate history
| Date | Rate | Source |
|---|---|---|
| 2026-10-09 06:01:21 | 3.25% | live |
| 2026-09-16 06:01:58 | 2.75% | live |
| 2026-07-08 06:00:50 | 2.50% | live |
| 2026-06-16 01:17:18 | 2.25% | live |