YieldMeisterTerm deposit
Openbank — Depósito Plazo Fijo 12m
🇪🇸 ES · Term deposit · 1y term · EUR
Annual rate (p.a.). Last updated 2026-07-08 06:00:50. Conditions: 2,25% TAE with income domiciliation; 1,25% base.
Provider page ↗ · Protection: FGD €100k (ES)
About this rate
A term deposit (fixed deposit, Festgeld, compte à terme) locks your money for a set period in exchange for a rate that is fixed for the whole term. You usually cannot withdraw early without losing the interest. Because the rate is fixed, a term deposit protects you if rates fall but leaves you behind if they rise; laddering several terms is a common compromise.
We re-check Openbank's own published page every day and only record a new data point when the rate changes. Compare it with other term deposit rates in Spain or the full board.
Rate history
Rate history builds as we track this product over time — 2 data points so far.
Check back daily; we re-verify every rate every 24 hours. Need the full timeline via API? Starter plan includes the history endpoint.