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Spain · Term deposit

Best term deposit rates in Spain

Compare the highest term deposit rates in Spain right now — 2 products tracked, updated 2026-08-01, ranked strictly by rate. YieldMeister is affiliate-free: no provider pays for placement. The top rate we track in Spain is 3.1% p.a. at Klarna.

Always confirm the current rate, conditions and deposit-guarantee scheme with the provider before depositing. In the EU, eligible bank deposits are protected up to €100,000 per person per bank under the national Deposit Guarantee Scheme.

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Provider / product Type Term Market Rate (p.a.) Source
Festgeld+ (top rate)
Term deposit varies 🇪🇺 EU 3.10% live
Depósito Plazo Fijo 12m
Term deposit 1y 🇪🇸 ES 2.50% live

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