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Germany · Easy-access savings

Best easy-access savings rates in Germany

Compare the highest easy-access savings rates in Germany right now — 6 products tracked, updated 2026-10-07, ranked strictly by rate. YieldMeister is affiliate-free: no provider pays for placement. The top rate we track in Germany is 2.6% p.a. at Scalable Capital.

Always confirm the current rate, conditions and deposit-guarantee scheme with the provider before depositing. In the EU, eligible bank deposits are protected up to €100,000 per person per bank under the national Deposit Guarantee Scheme.

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Provider / product Type Term Market Rate (p.a.) Source
Scalable Overnight (cash)
Easy-access savings instant 🇪🇺 EU 2.60% live
Cash interest
Easy-access savings instant 🇪🇺 EU 2.50% live
Instant Savings
Easy-access savings instant 🇪🇺 EU 1.50% live
Interest (EUR)
Easy-access savings instant 🇪🇺 EU 1.20% live
Tagesgeld
Easy-access savings instant 🇩🇪 DE 1.00% live
Extra-Konto (Tagesgeld)
Easy-access savings instant 🇩🇪 DE 0.75% live

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