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the Netherlands · Easy-access savings

Best easy-access savings rates in the Netherlands

Compare the highest easy-access savings rates in the Netherlands right now — 7 products tracked, updated 2026-07-31, ranked strictly by rate. YieldMeister is affiliate-free: no provider pays for placement. The top rate we track in the Netherlands is 3.01% p.a. at bunq.

Always confirm the current rate, conditions and deposit-guarantee scheme with the provider before depositing. In the EU, eligible bank deposits are protected up to €100,000 per person per bank under the national Deposit Guarantee Scheme.

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Provider / product Type Term Market Rate (p.a.) Source
Easy Savings
Easy-access savings instant 🇳🇱 NL 3.01% stale
Scalable Overnight (cash)
Easy-access savings instant 🇪🇺 EU 2.50% live
Cash interest
Easy-access savings instant 🇪🇺 EU 2.25% live
Cash interest
Easy-access savings instant 🇪🇺 EU 2.20% stale
Instant Savings
Easy-access savings instant 🇪🇺 EU 1.50% live
Savings (Standard)
Easy-access savings instant 🇪🇺 EU 1.21% stale
Interest (EUR)
Easy-access savings instant 🇪🇺 EU 0.99% live

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Other types

Term deposit · Government T-bill · All rates · API